From: Subject: Easily Reach Your Retirement Goals by Following Our 10 Personal Finance Axioms Date: Mon, 22 Jun 2009 11:49:46 -0400 MIME-Version: 1.0 Content-Type: multipart/related; type="text/html"; boundary="----=_NextPart_000_0000_01C9F32F.8A64E3D0" X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.5579 This is a multi-part message in MIME format. ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/features/personalfinance.cfm =EF=BB=BF Easily Reach Your Retirement Goals by Following Our = 10 Personal Finance Axioms

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FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #336699; LINE-HEIGHT: 11pt; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .ArtContinueLink A:visited { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #336699; LINE-HEIGHT: 11pt; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .ArtContinueLink A:hover { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #333333; LINE-HEIGHT: 11pt; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .artCredits { FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 11pt; FONT-STYLE: italic; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .artCredits A:link { FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 11pt; FONT-STYLE: italic; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artCredits A:visited { FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 11pt; FONT-STYLE: italic; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artCredits A:hover { FONT-SIZE: 8pt; COLOR: #990000; LINE-HEIGHT: 11pt; FONT-STYLE: italic; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .artCredits2 { FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 11pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .artCredits2 A:link { FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 11pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artCredits2 A:visited { FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 11pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artCredits2 A:hover { FONT-SIZE: 8pt; COLOR: #990000; LINE-HEIGHT: 11pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .artBioEmail { FONT-SIZE: 7pt; COLOR: #990000; LINE-HEIGHT: 14pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .artBioEmail A:link { FONT-SIZE: 7pt; COLOR: #990000; LINE-HEIGHT: 14pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artBioEmail A:visited { FONT-SIZE: 7pt; COLOR: #990000; LINE-HEIGHT: 14pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artBioEmail A:hover { FONT-SIZE: 7pt; COLOR: #990000; LINE-HEIGHT: 14pt; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .artTxt { FONT-SIZE: 9pt; COLOR: #000000; LINE-HEIGHT: 14pt; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .artTxt A:link { FONT-SIZE: 9pt; COLOR: #000000; LINE-HEIGHT: 14pt; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artTxt A:visited { FONT-SIZE: 9pt; COLOR: #000000; LINE-HEIGHT: 14pt; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .artTxt A:hover { FONT-SIZE: 9pt; COLOR: #336699; LINE-HEIGHT: 14pt; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .artOptions { FONT-SIZE: 7pt; COLOR: #000000; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .artOptions A:link { FONT-SIZE: 7pt; COLOR: #000000; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .artOptions A:visited { FONT-SIZE: 7pt; COLOR: #000000; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .artOptions A:hover { FONT-SIZE: 7pt; COLOR: #336699; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .artOptions2 { BORDER-TOP: #336699 1px solid; BORDER-BOTTOM: #336699 1px solid; = BACKGROUND-COLOR: #e3e8ee } .artCategoryHd { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #666666; FONT-STYLE: italic; = FONT-FAMILY: Georgia, Arial, Helvetica, Sans-Serif } #artContentsTop { BORDER-RIGHT: medium none; PADDING-RIGHT: 0px; BORDER-TOP: medium none; = PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; BORDER-LEFT: medium = none; WIDTH: 170px; PADDING-TOP: 0px; BORDER-BOTTOM: medium none } #artContents { BORDER-RIGHT: medium none; PADDING-RIGHT: 0px; BORDER-TOP: medium none; = PADDING-LEFT: 0px; BACKGROUND: url(/images/artNav_rt.gif) #fff repeat-y = right top; PADDING-BOTTOM: 0px; MARGIN: 0px; BORDER-LEFT: medium none; = WIDTH: 100%; PADDING-TOP: 0px; BORDER-BOTTOM: medium none; TEXT-ALIGN: = left } #artContentsBttm { BORDER-RIGHT: medium none; PADDING-RIGHT: 0px; BORDER-TOP: medium none; = PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; BORDER-LEFT: medium = none; WIDTH: 170px; PADDING-TOP: 0px; BORDER-BOTTOM: medium none } #artContents UL.toplevel { PADDING-RIGHT: 10px; PADDING-LEFT: 18px; PADDING-BOTTOM: 0px; MARGIN: = 0px; PADDING-TOP: 0px; TEXT-ALIGN: left } #artContents UL.sub { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; PADDING-TOP: 0px; TEXT-ALIGN: left } #artContents UL.main LI { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; FONT-WEIGHT: bold; FONT-SIZE: = 11px; LIST-STYLE-IMAGE: url(/images/blkarrow.gif); PADDING-BOTTOM: 3px; = MARGIN: 0px; VERTICAL-ALIGN: top; COLOR: #660000; PADDING-TOP: 3px; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } #artContents UL.main LI A { FONT-WEIGHT: bold; FONT-SIZE: 11px; MARGIN: 0px; VERTICAL-ALIGN: top; = COLOR: #660000; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } #artContents UL.main LI A:hover { FONT-WEIGHT: bold; FONT-SIZE: 11px; MARGIN: 0px; VERTICAL-ALIGN: top; = COLOR: #660000; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: underline } #artContents UL.sub LI { PADDING-RIGHT: 0px; PADDING-LEFT: 4px; FONT-WEIGHT: normal; FONT-SIZE: = 11px; LIST-STYLE-IMAGE: none; PADDING-BOTTOM: 2px; MARGIN: 0px; = VERTICAL-ALIGN: top; COLOR: #000; PADDING-TOP: 2px; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; LIST-STYLE-TYPE: none; TEXT-DECORATION: none } #artContents UL.sub LI A { PADDING-RIGHT: 0px; PADDING-LEFT: 4px; FONT-WEIGHT: normal; FONT-SIZE: = 11px; PADDING-BOTTOM: 2px; MARGIN: 0px; VERTICAL-ALIGN: top; COLOR: = #000; PADDING-TOP: 2px; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } #artContents UL.sub LI 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Sans-Serif; TEXT-DECORATION: underline } .artQuestion { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #333333; FONT-STYLE: italic; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .povQuestion { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #6c87a5; FONT-STYLE: italic; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .tableHd { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; HEIGHT: 25px; BACKGROUND-COLOR: #000000; = TEXT-DECORATION: none } .tableHd2 { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; HEIGHT: 25px; BACKGROUND-COLOR: #000000; = TEXT-DECORATION: none } .tableSubHd { FONT-WEIGHT: bold; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom; COLOR: = #e8e9d9; FONT-FAMILY: Arial, Helvetica, Sans-Serif; BACKGROUND-COLOR: = #666666; TEXT-ALIGN: center; TEXT-DECORATION: none } .tableSubHd A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; VERTICAL-ALIGN: bottom; COLOR: = 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Sans-Serif; HEIGHT: 35px; = TEXT-DECORATION: none } .leftNav2 A:visited { FONT-SIZE: 10px; CURSOR: pointer; COLOR: #000000; LINE-HEIGHT: 10pt; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; HEIGHT: 35px; = TEXT-DECORATION: none } .leftNav2 A:hover { FONT-SIZE: 10px; CURSOR: pointer; COLOR: #000000; LINE-HEIGHT: 10pt; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; HEIGHT: 35px; = TEXT-DECORATION: none } .leftNav2b { PADDING-LEFT: 0.5em; FONT-SIZE: 10px; CURSOR: pointer; COLOR: #000000; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; HEIGHT: 35px; = TEXT-DECORATION: none } .leftNav2b A:link { FONT-SIZE: 10px; CURSOR: pointer; COLOR: #000000; FONT-FAMILY: Verdana, = Helvetica, Sans-Serif; HEIGHT: 30px; TEXT-DECORATION: none } .leftNav2b A:visited { FONT-SIZE: 10px; CURSOR: pointer; COLOR: #000000; FONT-FAMILY: Verdana, = Helvetica, Sans-Serif; HEIGHT: 30px; TEXT-DECORATION: none } .leftNav2b A:hover { FONT-SIZE: 10px; CURSOR: pointer; COLOR: #000000; FONT-FAMILY: Verdana, = Helvetica, Sans-Serif; HEIGHT: 30px; TEXT-DECORATION: none } .leftNavHd { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; HEIGHT: 25px; BACKGROUND-COLOR: #000000; = TEXT-DECORATION: none } .leftNavHd2 { BORDER-RIGHT: #666666 1px solid; FONT-WEIGHT: bold; FONT-SIZE: 12px; = COLOR: #ffffff; FONT-FAMILY: Arial, Helvetica, Sans-Serif; HEIGHT: 22px; = BACKGROUND-COLOR: #cccccc; TEXT-DECORATION: none } .topSubNav { FONT-WEIGHT: bold; FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .topSubNav A:link { FONT-WEIGHT: bold; FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .topSubNav A:visited { FONT-WEIGHT: bold; FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .topSubNav A:hover { FONT-WEIGHT: bold; FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .topSubNav2 { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; BORDER-BOTTOM: = #80aec8 1px solid; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .topSubNav2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .topSubNav2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .topSubNav2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .topLoginArrow { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .search { FONT-WEIGHT: bold; FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .searchLines { BORDER-TOP: #003366 1px solid; BORDER-BOTTOM: #003366 1px solid } .searchField { BORDER-RIGHT: #999966 1px solid; BORDER-TOP: #999966 1px solid; = FONT-SIZE: 11px; BORDER-LEFT: #999966 1px solid; BORDER-BOTTOM: #999966 = 1px solid; FONT-FAMILY: Verdana, Helvetica, Sans-Serif; HEIGHT: 20px } .searchField2 { BORDER-RIGHT: #738eaa 1px solid; BORDER-TOP: #738eaa 1px solid; = FONT-SIZE: 11px; BORDER-LEFT: #738eaa 1px solid; BORDER-BOTTOM: #738eaa = 1px solid; FONT-FAMILY: Verdana, Helvetica, Sans-Serif; HEIGHT: 20px } .searchDiv { BORDER-RIGHT: #999966 1px solid } .ticker { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .ticker A:link { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .ticker A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .ticker A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .tickerRtcol { FONT-SIZE: 9px; COLOR: #ffffff; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .tickerRtcol A:link { FONT-SIZE: 9px; COLOR: #ffffff; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .tickerRtcol A:visited { FONT-SIZE: 9px; COLOR: #ffffff; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .tickerRtcol A:hover { FONT-SIZE: 9px; COLOR: #ffffff; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .advSearch { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .advSearch A:link { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .advSearch A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .advSearch A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolTabBr { BORDER-RIGHT: #666633 1px solid; BORDER-LEFT: #666633 1px solid; = BORDER-BOTTOM: #666633 1px solid } .rtcolHdr { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolHdr A:link { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolHdr A:visited { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolHdr A:hover { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolLogin { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLogin2 { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLogin2 A:link { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolLogin2 A:visited { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolLogin2 A:hover { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .loginFields { BORDER-RIGHT: #333333 1px solid; BORDER-TOP: #333333 1px solid; = FONT-SIZE: 11px; BORDER-LEFT: #333333 1px solid; BORDER-BOTTOM: #333333 = 1px solid; FONT-FAMILY: Verdana, Helvetica, Sans-Serif; HEIGHT: 20px; = BACKGROUND-COLOR: #ffffff } .rtcolLinks { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinks A:link { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinks A:visited { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinks A:hover { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolLinks2 { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinks2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolLinks2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolLinks2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinksNoBold { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinksNoBold A:link { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinksNoBold A:visited { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolLinksNoBold A:hover { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .orderMethods { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff } .orderMethods A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; TEXT-DECORATION: = underline } .orderMethods A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; TEXT-DECORATION: = underline } .orderMethods A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; TEXT-DECORATION: = none } .orderMethods2 { FONT-SIZE: 8pt; COLOR: #ffffff } .orderMethods2 A:link { FONT-SIZE: 8pt; COLOR: #ffffff; TEXT-DECORATION: underline } .orderMethods2 A:visited { FONT-SIZE: 8pt; COLOR: #ffffff; TEXT-DECORATION: underline } .orderMethods2 A:hover { FONT-SIZE: 8pt; COLOR: #ffffff; TEXT-DECORATION: none } .rtcolStoreLinks { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolStoreLinks A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolStoreLinks A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolStoreLinks A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .rtcolStoreLinks2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolStoreLinks2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .rtcolStoreLinks2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: underline } .rtcolStoreLinks2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolStoreLines { BORDER-RIGHT: #ffffff 1px solid; BORDER-LEFT: #ffffff 1px solid } .rtcolTopSrch { FONT-SIZE: 10px; LINE-HEIGHT: 18px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolTopSrch A:link { FONT-SIZE: 10px; LINE-HEIGHT: 18px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif } .rtcolTopSrch A:visited { FONT-SIZE: 10px; LINE-HEIGHT: 18px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif } .rtcolTopSrch A:hover { FONT-SIZE: 10px; LINE-HEIGHT: 18px; FONT-FAMILY: Verdana, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .rtcolMore { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolMore A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolMore A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolMore A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolTxt { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolBlkTxt { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolTxt { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolTxt A:link { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolTxt A:visited { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolTxt A:hover { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolTxtBld { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolTxtBld A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolTxtBld A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .rtcolTxtBld A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .subTxt { FONT-SIZE: 12px; LINE-HEIGHT: 18px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } .subTxt A:link { FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt A:unknown { FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt A:hover { FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt2 { FONT-SIZE: 11px; LINE-HEIGHT: 14px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } .subTxt2 A:link { FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt2 A:unknown { FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt2 A:hover { FONT-SIZE: 11px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt3 { FONT-SIZE: 12px; LINE-HEIGHT: 14px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } .subTxt3 A:link { FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt3 A:unknown { FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .subTxt3 A:hover { FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, Sans-Serif } .tableBrd01 { BORDER-RIGHT: #003366 1px solid; BORDER-TOP: #003366 1px solid; = BORDER-LEFT: #003366 1px solid; BORDER-BOTTOM: #003366 1px solid } .tableBrd02 { BORDER-RIGHT: #000000 1px solid; BORDER-TOP: #000000 1px solid; = BORDER-LEFT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid } .tableBrd03 { BORDER-RIGHT: #999999 1px solid; BORDER-TOP: #999999 1px solid; = BORDER-LEFT: #999999 1px solid; BORDER-BOTTOM: #999999 1px solid } .hmPubsHd { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .hmPubsHd A:link { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .hmPubsHd A:visited { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .hmPubsHd A:hover { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .hmpgPubsHd { BACKGROUND-IMAGE: url(/images/hmpgPubsHdBG.gif) } .hmpgPubsHd2 { BACKGROUND-IMAGE: url(/images/hmpgHdBG.gif); BORDER-BOTTOM: #003366 1px = solid } .hmpgPubsHd3 { BORDER-BOTTOM: #003366 1px solid; BACKGROUND-COLOR: #003366 } .hmPubTitle { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #333300; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .hmPubTxt { FONT-SIZE: 11px; FONT-FAMILY: Verdana, Helvetica, Sans-Serif } .hmPubTxt A:link { FONT-SIZE: 11px; FONT-FAMILY: Verdana, Helvetica, Sans-Serif } .hmPubTxt A:unknown { FONT-SIZE: 11px; FONT-FAMILY: Verdana, Helvetica, Sans-Serif } .hmPubTxt A:hover { FONT-SIZE: 11px; FONT-FAMILY: Verdana, Helvetica, Sans-Serif } .hmGuidesTxt { FONT-WEIGHT: bold; FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } .hmGuidesTxt A:link { FONT-WEIGHT: bold; FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } .hmGuidesTxt A:unknown { FONT-WEIGHT: bold; FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } .hmGuidesTxt A:hover { FONT-WEIGHT: bold; FONT-SIZE: 12px; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } .sent { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #336699; FONT-FAMILY: Arial, = Helvetica, Sans-Serif } .sent2 { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif } .rtcolSent { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolSent A:link { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolSent A:visited { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .rtcolSent A:hover { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .sentAsOf { FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .invNwsltr { PADDING-RIGHT: 8px; PADDING-LEFT: 8px; FONT-WEIGHT: bold; FONT-SIZE: = 12px; PADDING-BOTTOM: 8px; COLOR: #000000; LINE-HEIGHT: 22px; = PADDING-TOP: 8px; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .invNwsField { BORDER-RIGHT: #003366 1px solid; BORDER-TOP: #003366 1px solid; = FONT-SIZE: 11px; BORDER-LEFT: #003366 1px solid; BORDER-BOTTOM: #003366 = 1px solid; FONT-FAMILY: Arial, Helvetica, Sans-Serif; BACKGROUND-COLOR: = #e3e8ee } .modelsHd { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .modelsTxt { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .modelsHdSml { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .modelsHdSml A:link { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .modelsHdSml A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .modelsHdSml A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .modelsHdSml2 { FONT-WEIGHT: 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.copyright A:visited { FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .copyright A:hover { FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: underline } .date { FONT-WEIGHT: bold; FONT-SIZE: 9px; COLOR: #ffffff; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .blankBar { BORDER-BOTTOM: #003366 1px solid } .more { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .more A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .more A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .more A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldBlue { FONT-WEIGHT: bold; FONT-SIZE: 11pt; COLOR: 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9pt; COLOR: #990000; TEXT-DECORATION: = underline } .boldBlue4 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #336699 } .boldBlue4 A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #336699; TEXT-DECORATION: = underline } .boldBlue4 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #336699; TEXT-DECORATION: = underline } .boldBlue4 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; TEXT-DECORATION: = none } .boldRed { FONT-WEIGHT: bold; FONT-SIZE: 11pt; COLOR: #990000 } .boldRedsmall { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #990000 } .red { FONT-WEIGHT: normal; FONT-SIZE: 11pt; COLOR: #990000 } .nmJoinTxt { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff } .nmJoinTxt2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #38495c } .nmJoinTxt3 { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #38495c } .nmJoinTxt4 { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #304257 } .nmJoinArrow { FONT-SIZE: 8pt; COLOR: #d7deea } .nmJoinQuote { FONT-SIZE: 8pt; COLOR: #ffffff } .nmJoinQuote2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-STYLE: italic } .nmJoinContent { FONT-SIZE: 7pt; COLOR: #ffffff } .boldRed { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #cc0000; TEXT-DECORATION: = none } .boldRed A:link { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #cc0000; TEXT-DECORATION: = underline } .boldRed A:visited { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #cc0000; TEXT-DECORATION: = underline } .boldRed A:hover { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #ff0000; TEXT-DECORATION: = none } .backtotop { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #6c87a5; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .backtotop A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #6c87a5; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .backtotop A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #6c87a5; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .backtotop A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .regPromoTxt { FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .regFieldLabel { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #336699; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .regCountry { FONT-SIZE: 7pt; COLOR: #666666; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .opencube { FONT-SIZE: 7pt; COLOR: #cccccc; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .opencube A:link { FONT-SIZE: 7pt; COLOR: #cccccc; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .opencube A:visited { FONT-SIZE: 7pt; COLOR: #cccccc; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .opencube A:hover { FONT-SIZE: 7pt; COLOR: #cccccc; FONT-FAMILY: Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .chev { FONT-SIZE: 7pt; COLOR: #cc0000; FONT-FAMILY: Arial, Helvetica, = Sans-Serif } 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TEXT-DECORATION: underline } .welcome1 A:visited { COLOR: #ffffff; TEXT-DECORATION: underline } .welcome1 A:hover { COLOR: #ffffff; TEXT-DECORATION: none } .tableBox { BORDER-RIGHT: #bbbbbb 1px solid; BORDER-TOP: #bbbbbb 1px solid; = BORDER-LEFT: #bbbbbb 1px solid; BORDER-BOTTOM: #bbbbbb 1px solid; = BACKGROUND-COLOR: #ececec } .gettingstartedbox { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .pdfblue { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #506475; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } FIELDSET { BORDER-RIGHT: #ccc 1px solid; PADDING-RIGHT: 20px; BORDER-TOP: #ccc 1px = solid; PADDING-LEFT: 20px; BACKGROUND: #fff; PADDING-BOTTOM: 20px; = MARGIN: 10px; BORDER-LEFT: #ccc 1px solid; PADDING-TOP: 20px; = BORDER-BOTTOM: #ccc 1px solid } LEGEND { FONT-WEIGHT: bold; FONT-SIZE: 120%; COLOR: #506475 } .red { FONT-SIZE: 12pt; COLOR: #ba3b3e } .nmhpConfTxt2 { PADDING-RIGHT: 4px; 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TEXT-DECORATION: none } .nmhpConfTxt2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .nmhpConfTxt2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .nmhpConfTxt2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .nmhpConfTxt3a { PADDING-LEFT: 5px; FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; = PADDING-TOP: 5px; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .articlebotnav { FONT-SIZE: 10px; VERTICAL-ALIGN: top; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .articlebotnav A:link { FONT-SIZE: 10px; VERTICAL-ALIGN: top; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .articlebotnav A:visited { FONT-SIZE: 10px; VERTICAL-ALIGN: top; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .articlebotnav A:hover { FONT-SIZE: 10px; VERTICAL-ALIGN: top; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .featuredclassroom { FONT-SIZE: 11px; VERTICAL-ALIGN: top; COLOR: #444444; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .featuredclassroom A:link { FONT-SIZE: 11px; VERTICAL-ALIGN: top; COLOR: #444444; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .featuredclassroom A:visited { FONT-SIZE: 11px; VERTICAL-ALIGN: top; COLOR: #444444; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .featuredclassroom A:hover { FONT-SIZE: 11px; VERTICAL-ALIGN: top; COLOR: #444444; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .tabhold { FONT-SIZE: 2px; CURSOR: pointer; FONT-FAMILY: verdana,sans-serif } .tabfocus { FONT-SIZE: 2px; CURSOR: pointer; FONT-FAMILY: verdana,sans-serif } .tabcontent { FONT-SIZE: 10px; BACKGROUND: = url(http://www.aaii.com/images/nmhmpg_promoBG3.gif); WIDTH: 200px; = PADDING-TOP: 2px; FONT-FAMILY: Arial } .contentfont3b { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; BACKGROUND: = url(http://www.aaii.com/images/header-back2.gif) repeat-x 50% bottom; = PADDING-BOTTOM: 9px; FONT: 11px/12px Georgia, Arial, Verdana, = sans-serif; COLOR: #8d3636; PADDING-TOP: 0px; TEXT-ALIGN: center } .box2 { BORDER-RIGHT: #cfcfb3 1px solid; PADDING-RIGHT: 5px; BORDER-TOP: = #cfcfb3 1px solid; PADDING-LEFT: 5px; FONT-SIZE: 11px; BACKGROUND: = url(http://www.aaii.com/images/promobg.gif) no-repeat; PADDING-BOTTOM: = 5px; BORDER-LEFT: #cfcfb3 1px solid; PADDING-TOP: 5px; BORDER-BOTTOM: = #cfcfb3 1px solid } .box3 { BORDER-RIGHT: #cfcfb3 1px solid; PADDING-RIGHT: 5px; BORDER-TOP: = #cfcfb3 1px solid; PADDING-LEFT: 5px; FONT-SIZE: 11px; BACKGROUND: = #e1e1d2; PADDING-BOTTOM: 5px; BORDER-LEFT: #cfcfb3 1px solid; = PADDING-TOP: 5px; BORDER-BOTTOM: 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10px; BORDER-LEFT: #cfcfb3 1px solid; = PADDING-TOP: 10px; BORDER-BOTTOM: #cfcfb3 1px solid } INPUT.input { WIDTH: 12px; HEIGHT: 12px } .evergreenpromo { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #000000; LINE-HEIGHT: = 14px; FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .evergreenpromo A:link { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #000000; LINE-HEIGHT: = 14px; FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: = underline } .evergreenpromo A:visited { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #000000; LINE-HEIGHT: = 14px; FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: = underline } .evergreenpromo A:hover { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #000000; LINE-HEIGHT: = 14px; FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GlossaryLetter { BORDER-RIGHT: #666666 1px dotted; BORDER-TOP: #666666 1px dotted; = FONT-WEIGHT: bold; FONT-SIZE: 15pt; BORDER-LEFT: #666666 1px dotted; = COLOR: #666666; 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TEXT-DECORATION: none } .GlossaryRtLinks A:link { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #333333; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GlossaryRtLinks A:visited { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #333333; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GlossaryRtLinks A:hover { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #333333; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .GlossaryBorder { BORDER-RIGHT: #666666 1px dotted; BORDER-TOP: #666666 1px dotted; = BORDER-LEFT: #666666 1px dotted; BORDER-BOTTOM: #666666 1px dotted } .GlossaryBorder2 { BORDER-RIGHT: #999999 1px solid; BORDER-TOP: #999999 1px solid; = BORDER-LEFT: #999999 1px solid; BORDER-BOTTOM: #999999 1px solid } .GlossarySubject { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #336699; FONT-STYLE: italic; = FONT-FAMILY: Georgia, Helvetica, Sans-Serif } .GlossaryFullLink { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; 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Helvetica,Sans-Serif; TEXT-DECORATION: none } .pf A:link { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #336699; FONT-FAMILY: Arial, = Helvetica,Sans-Serif; TEXT-DECORATION: none } .pf A:visited { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #336699; FONT-FAMILY: Arial, = Helvetica,Sans-Serif; TEXT-DECORATION: none } .pf A:hover { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #336699; FONT-FAMILY: Arial, = Helvetica,Sans-Serif; BACKGROUND-COLOR: #d7deea; TEXT-DECORATION: none } .pfbrdr { BORDER-RIGHT: #cccccc 1px solid; BORDER-TOP: #cccccc 1px solid; = BORDER-LEFT: #cccccc 1px solid; BORDER-BOTTOM: #cccccc 1px solid } .tabHdr { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica,Sans-Serif; TEXT-DECORATION: none } .perfchtDate { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #cc0000; LINE-HEIGHT: 20px; = FONT-FAMILY: Arial, Helvetica,Sans-Serif; TEXT-DECORATION: none } .download { FONT-WEIGHT: normal; FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: = verdana } .download A:link { FONT-WEIGHT: normal; FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: = verdana; TEXT-DECORATION: underline } .download A:visited { FONT-WEIGHT: normal; FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: = verdana; TEXT-DECORATION: underline } .download A:hover { FONT-WEIGHT: normal; FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .faqlink { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .faqlink A:link { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .faqlink A:visited { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .faqlink A:hover { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: underline } .featuredscreen { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .featuredscreen A:link { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .featuredscreen A:visited { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .featuredscreen A:hover { FONT-SIZE: 11px; LINE-HEIGHT: 15px; FONT-FAMILY: verdana; = TEXT-DECORATION: underline } .faq { FONT-WEIGHT: bold; FONT-SIZE: 12px; LINE-HEIGHT: 15px; FONT-STYLE: = italic; FONT-FAMILY: verdana; TEXT-DECORATION: none } .perfColHD { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #ffffff; LINE-HEIGHT: 15px; = FONT-FAMILY: Arial; TEXT-DECORATION: none } .perfColHD A:link { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #ffffff; LINE-HEIGHT: 15px; = FONT-FAMILY: Arial; TEXT-DECORATION: underline } .perfColHD A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #ffffff; LINE-HEIGHT: 15px; = FONT-FAMILY: Arial; TEXT-DECORATION: underline } .perfColHD A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #ffffff; LINE-HEIGHT: 15px; = FONT-FAMILY: Arial; TEXT-DECORATION: none } .perfColHD2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; = TEXT-DECORATION: none } .perfColHD2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; = TEXT-DECORATION: none } .perfColHD2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; = TEXT-DECORATION: none } .perfColHD2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; = TEXT-DECORATION: underline } .perfCatHelp { FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; TEXT-DECORATION: = none } .perfCatHelp A:link { FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; TEXT-DECORATION: = underline } .perfCatHelp A:visited { FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; TEXT-DECORATION: = underline } .perfCatHelp A:hover { FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial; TEXT-DECORATION: = none } .perftableTxt { FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .perftableTxt A:link { FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: underline } .perftableTxt A:visited { FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: underline } .perftableTxt A:hover { FONT-SIZE: 8pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .PCAnchorLinks { FONT-SIZE: 8pt; COLOR: #333333; FONT-FAMILY: Georgia, Arial, Helvetica, = Sans-Serif; TEXT-DECORATION: none } .PCAnchorLinks A:link { FONT-SIZE: 8pt; COLOR: #333333; LINE-HEIGHT: 20px; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .PCAnchorLinks A:visited { FONT-SIZE: 8pt; COLOR: #333333; LINE-HEIGHT: 20px; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .PCAnchorLinks A:hover { FONT-SIZE: 8pt; COLOR: #333333; LINE-HEIGHT: 20px; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .blurbIntro { FONT-SIZE: 9pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .blurbIntro A:link { FONT-SIZE: 9pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: underline } .blurbIntro A:visited { FONT-SIZE: 9pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: underline } .blurbIntro A:hover { FONT-SIZE: 9pt; FONT-FAMILY: Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .contentHdr1 { FONT-WEIGHT: bold; FONT-SIZE: 12px; LINE-HEIGHT: 15px; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .category1 { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .category1 A:link { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .category1 A:visited { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .category1 A:hover { FONT-WEIGHT: normal; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: underline } .category2 { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana } .category2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .category2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .category2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: underline } .category3 { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #000000; FONT-FAMILY: = verdana } .rtboxHdr { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-STYLE: normal; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif } .linksHdr { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffff; FONT-STYLE: normal; = FONT-FAMILY: Verdana, Helvetica, Sans-Serif; BACKGROUND-COLOR: #333366 } .future { FONT-SIZE: 11px; COLOR: #cc0000; FONT-STYLE: italic; FONT-FAMILY: arial } .catTableBrdr { BORDER-RIGHT: #000000 1px solid; BORDER-TOP: #000000 1px solid; = BORDER-LEFT: #000000 1px solid; BORDER-BOTTOM: #000000 1px solid } .scrnName { 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COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .qstnmk A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: underline } .topPerfHdr { FONT-WEIGHT: bold; FONT-SIZE: 11px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .topPerf { FONT-SIZE: 10px; LINE-HEIGHT: 16px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .topPerf A:link { FONT-SIZE: 10px; LINE-HEIGHT: 16px; FONT-FAMILY: verdana; = TEXT-DECORATION: underline } .topPerf A:visited { FONT-SIZE: 10px; LINE-HEIGHT: 16px; FONT-FAMILY: verdana; = TEXT-DECORATION: underline } .topPerf A:hover { FONT-SIZE: 10px; LINE-HEIGHT: 16px; FONT-FAMILY: verdana; = TEXT-DECORATION: none } .ytdHd { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #ffffff; FONT-FAMILY: = verdana; TEXT-DECORATION: none } .faqLinks { TEXT-DECORATION: none } .faqLinks A:link { TEXT-DECORATION: none } .faqLinks A:visited { TEXT-DECORATION: none } .faqLinks A:hover { TEXT-DECORATION: underline } .featured { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .featured A:link { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .featured A:visited { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .featured A:hover { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .fdpLinks { TEXT-DECORATION: none } .fdpLinks A:link { TEXT-DECORATION: none } .fdpLinks A:visited { TEXT-DECORATION: none } .fdpLinks A:hover { TEXT-DECORATION: underline } .ssnoteRed { FONT-SIZE: 8pt; COLOR: #cc0000; FONT-FAMILY: verdana; TEXT-DECORATION: = none } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: text/css; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/styles/surveys.css .SurveyTxtBld { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SurveyTxtBld A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SurveyTxtBld A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SurveyTxtBld A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #336699; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SurveyTxt { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SurveyTxt A:link { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SurveyTxt A:visited { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, 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Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SurveyTxt3 A:visited { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SurveyTxt3 A:hover { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SurveyQuestion { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #336699; FONT-STYLE: italic; = FONT-FAMILY: Arial, Helvetica, Sans-Serif } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: text/css; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/styles/store.css .content { LINE-HEIGHT: 12pt } .copy { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #999999; LINE-HEIGHT: 18pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .copy A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #999999; LINE-HEIGHT: 18pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .copy A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #999999; LINE-HEIGHT: 18pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .copy A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 18pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .checkoutTxt { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .checkoutTxt A:link { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .checkoutTxt A:visited { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .checkoutTxt A:hover { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .checkoutTxtBld { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .checkoutTxtBld A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .checkoutTxtBld A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .checkoutTxtBld A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .sectHD { FONT-WEIGHT: bold; FONT-SIZE: 13pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif } .detailHD { FONT-WEIGHT: bold; FONT-SIZE: 12pt; COLOR: #6c87a5; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif } .detailHD2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #996666; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif } .scroll { FONT-WEIGHT: bold; FONT-SIZE: 7pt; COLOR: #6c87a5 } .boxicon { PADDING-BOTTOM: 1px } .formtext { BORDER-RIGHT: #999999 1px solid; BORDER-TOP: #999999 1px solid; = BORDER-LEFT: #999999 1px solid; BORDER-BOTTOM: #999999 1px solid } .prodtitle { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #6c87a5; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .prodtitle A:link { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #6c87a5; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .prodtitle A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #6c87a5; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: none } .prodtitle A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #cc0000; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .checkoutHdr { FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-STYLE: normal; FONT-FAMILY: = Arial } .balance { FONT-WEIGHT: bold; FONT-SIZE: 11px; COLOR: #ffffcc; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; BACKGROUND-COLOR: #005263 } .sumColHdr { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #ffffcc; FONT-FAMILY: = Verdana, Helvetica, Sans-Serif; BACKGROUND-COLOR: #333333 } .homeprod { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: = Verdana, arial; TEXT-DECORATION: none } .homeprod A:link { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: = Verdana, arial; TEXT-DECORATION: none } .homeprod A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: = Verdana, arial; TEXT-DECORATION: none } .homeprod A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #000000; FONT-FAMILY: = Verdana, arial; TEXT-DECORATION: none } .formbox { BORDER-RIGHT: #999999 1px solid; BORDER-TOP: #999999 1px solid; = FONT-SIZE: 8pt; BORDER-LEFT: #999999 1px solid; BORDER-BOTTOM: #999999 = 1px solid; TEXT-ALIGN: center } SELECT { BORDER-RIGHT: #999999 1px solid; BORDER-TOP: #999999 1px solid; = FONT-SIZE: 8pt; BORDER-LEFT: #999999 1px solid; BORDER-BOTTOM: #999999 = 1px solid } .storeTxt { FONT-SIZE: 10pt; COLOR: #ffffff } .prodhmlink { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: none } .prodhmlink A:link { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: underline } .prodhmlink A:visited { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: underline } .prodhmlink A:hover { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: none } .prodhmlink2 { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: = Verdana; TEXT-DECORATION: none } .prodhmlink2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: = Verdana; TEXT-DECORATION: underline } .prodhmlink2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: = Verdana; TEXT-DECORATION: underline } .prodhmlink2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 13px; COLOR: #ffffff; FONT-FAMILY: = Verdana; TEXT-DECORATION: none } .otheroptions { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: none } .otheroptions A:link { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: underline } .otheroptions A:visited { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: underline } .otheroptions A:hover { FONT-WEIGHT: bold; FONT-SIZE: 12px; COLOR: #993333; FONT-FAMILY: = Verdana; TEXT-DECORATION: none } .detHdLn { FONT-WEIGHT: bold; FONT-SIZE: 10px; COLOR: #000000; FONT-FAMILY: = Verdana; TEXT-DECORATION: none } .systemreq { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #333333; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .systemreq2 { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .systemreq3 { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-STYLE: = normal; FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .systemreq2hdr { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SIProOptions { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SIProPriceOptions { FONT-WEIGHT: bold; FONT-SIZE: 14pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SIProPriceOptions2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SIProPriceOptions3 { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #003366; FONT-STYLE: italic; = FONT-FAMILY: Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: = none } .SIProPriceOptions4 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .orderlink2_sipro { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #ffffff; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .orderlink2_sipro A:link { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #ffffff; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .orderlink2_sipro A:visited { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #ffffff; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .orderlink2_sipro A:hover { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #ffffff; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; BACKGROUND-COLOR: #996666; = TEXT-DECORATION: none } .orderlink3_sipro { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #003366; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .orderlink3_sipro A:link { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #003366; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .orderlink3_sipro A:visited { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #003366; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .orderlink3_sipro A:hover { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #ffffff; PADDING-TOP: 3px; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; BACKGROUND-COLOR: #996666; = TEXT-DECORATION: none } .moneybkguar { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .systemreqbor { BORDER-LEFT: #666666 1px dotted } .border { BORDER-RIGHT: #333333 0px solid; BORDER-TOP: #333333 1px solid; = BORDER-LEFT: #333333 1px solid; BORDER-BOTTOM: #333333 0px solid } .rtnav A:hover { BORDER-TOP: #999999 1px solid; BORDER-BOTTOM: #999999 1px solid } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: text/css; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/styles/sitemap.css .siteCatHd { BORDER-TOP: #336699 1px solid; FONT-WEIGHT: bold; FONT-SIZE: 9pt; = COLOR: #003366; BORDER-BOTTOM: #336699 1px solid; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; BACKGROUND-COLOR: #d9e3eb; TEXT-DECORATION: none } .siteCatHd A:link { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .siteCatHd A:visited { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .siteCatHd A:hover { FONT-WEIGHT: bold; FONT-SIZE: 9pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SiteTxt { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 13pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxt A:link { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 13pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxt A:visited { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 13pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxt A:hover { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; LINE-HEIGHT: 13pt; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SiteTxtBld { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxtBld A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxtBld A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxtBld A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SiteTxtHdrBld { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxtHdrBld A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SiteTxtHdrBld A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .SiteTxtHdrBld A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .SiteTxtIntro { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #000000; FONT-STYLE: = italic; FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: text/css; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/styles/login.css .Error { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .Error A:link { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .Error A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .Error A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .ErrorReason { FONT-WEIGHT: bold; FONT-SIZE: 11pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .loginForm { BORDER-RIGHT: #333333 1px solid; BORDER-TOP: #333333 1px solid; = FONT-SIZE: 9pt; BORDER-LEFT: #333333 1px solid; WIDTH: 120px; COLOR: = #000000; BORDER-BOTTOM: #333333 1px solid; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; HEIGHT: 18px } .loginForm2 { BORDER-RIGHT: #333333 1px solid; BORDER-TOP: #333333 1px solid; = FONT-SIZE: 9pt; BORDER-LEFT: #333333 1px solid; WIDTH: 110px; COLOR: = #000000; BORDER-BOTTOM: #333333 1px solid; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; HEIGHT: 18px } .boldRed { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRed A:link { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRed A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRed A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRed2 { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #990000; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRed2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #990000; FONT-FAMILY: = Georgia, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRed2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #990000; FONT-FAMILY: = Georgia, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRed2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #990000; FONT-FAMILY: = Georgia, Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRed3 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRed3 A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: = Georgia, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRed3 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: = Georgia, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRed3 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: = Georgia, Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRedsmall { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRedsmall A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRedsmall A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRedsmall A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #993333; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRedsmall2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .boldRedsmall2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRedsmall2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: underline } .boldRedsmall2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #990000; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .loginWhtB { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: Arial, = Helvetica, Sans-Serif; TEXT-DECORATION: none } .loginWht { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .loginWht A:link { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .loginWht A:visited { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .loginWht A:hover { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #ffffff; FONT-FAMILY: = Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .privTxt { FONT-WEIGHT: normal; FONT-SIZE: 9pt; COLOR: #333333; LINE-HEIGHT: 18px; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .privTxt A:link { FONT-WEIGHT: normal; FONT-SIZE: 9pt; COLOR: #333333; LINE-HEIGHT: 18px; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .privTxt A:visited { FONT-WEIGHT: normal; FONT-SIZE: 9pt; COLOR: #333333; LINE-HEIGHT: 18px; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .privTxt A:hover { FONT-WEIGHT: normal; FONT-SIZE: 9pt; COLOR: #333333; LINE-HEIGHT: 18px; = FONT-FAMILY: Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .joinList { LINE-HEIGHT: 18px } .GenContinueLink { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GenContinueLink A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .GenContinueLink A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .GenContinueLink A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GenContinueLink2 { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GenContinueLink2 A:link { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GenContinueLink2 A:visited { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: none } .GenContinueLink2 A:hover { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-FAMILY: = Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: underline } .PressHdr { FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: #336699; FONT-STYLE: normal; = FONT-FAMILY: Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: = none } .PressSiteAreas { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-STYLE: normal; = FONT-FAMILY: Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: = none } .PressLoginText { FONT-WEIGHT: bold; FONT-SIZE: 8pt; COLOR: #003366; FONT-STYLE: normal; = FONT-FAMILY: Georgia, Arial, Helvetica, Sans-Serif; TEXT-DECORATION: = none } .PressLoginText2 { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 10pt; PADDING-BOTTOM: 3px; COLOR: #003366; PADDING-TOP: 3px; FONT-STYLE: = normal; FONT-FAMILY: Arial, Helvetica, Sans-Serif; BACKGROUND-COLOR: = #cccccc; TEXT-DECORATION: none } .PressLoginText3 { FONT-WEIGHT: normal; FONT-SIZE: 8pt; COLOR: #333333; FONT-STYLE: = normal; FONT-FAMILY: Georgia, Arial, Helvetica, Sans-Serif; = TEXT-DECORATION: none } .press_aboutaaiiurl { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-WEIGHT: bold; FONT-SIZE: = 8pt; PADDING-BOTTOM: 3px; COLOR: #ffffff; PADDING-TOP: 3px; FONT-FAMILY: = Arial, 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Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/javascript/stockscreens.js /* /////////////////////////////////////////////////////////////////////////= ///////////////////////////// STOCK SCREENS JAVASCRIPTS FOR AAII.com v2.0 Created by Tony Piscotti on 6/3/2004 Code may not be distributed without consent of the author /////////////////////////////////////////////////////////////////////////= ////////////////////////////// */ /// CATEGORIES POP-UP function categories(url) { window.open(url,"categories","toolbar=3D0,location=3D0,directories=3D0,st= atus=3D0,menubar=3Dyes,scrollbars=3Dyes,resizable=3Dyes,width=3D480,heigh= t=3D400,left=3D20,top=3D20"); } function performanceterms(url) { window.open(url,'','toolbar=3D0,location=3D0,directories=3D0,status=3D0,m= enubar=3Dyes,scrollbars=3Dyes,resizable=3Dyes,width=3D500,height=3D300,le= ft=3D200,top=3D50'); } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/javascript/aaiiportfolios.js /* /////////////////////////////////////////////////////////////////////////= ///////////////////////////// MODEL PORTFOLIOS JAVASCRIPTS FOR AAII.com v2.0 Created by Tony Piscotti on 6/3/2004 Code may not be distributed without consent of the author /////////////////////////////////////////////////////////////////////////= ////////////////////////////// */ function table(url) { = window.open(url,"table","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3D0,scrollbars=3D0,resizable=3D0,width=3D750,height=3D540,left=3D= 50,top=3D25"); } function notes(url) { = window.open(url,"notes","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D400,height=3D460,= left=3D20,top=3D20"); } function sales(url) { = window.open(url,"sales","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D500,height=3D400,= left=3D200,top=3D50"); } function stockportfolio(url) { = window.open(url,"stockportfolio","toolbar=3D0,location=3D0,directories=3D= 0,status=3D0,menubar=3Dno,scrollbars=3Dno,resizable=3Dyes,width=3D750,hei= ght=3D520,left=3D100,top=3D50"); } function transhistory(url) { = window.open(url,"transhistory","toolbar=3D0,location=3D0,directories=3D0,= status=3D0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D570,heig= ht=3D480,left=3D10,top=3D10"); } function yrtoyrperformance(url) { = window.open(url,"yrtoyrperformance","toolbar=3D0,location=3D0,directories= =3D0,status=3D0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D680= ,height=3D320,left=3D10,top=3D10"); } function fundyrtoyrperformance(url) { = window.open(url,"yrtoyrperformance","toolbar=3D0,location=3D0,directories= =3D0,status=3D0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D500= ,height=3D320,left=3D10,top=3D10"); } function perfvsnewsletters(url) { = window.open(url,"perfvsnewsletters","toolbar=3D0,location=3D0,directories= =3D0,status=3D0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D350= ,height=3D450,left=3D200,top=3D100"); } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/javascript/qmfu.js /* /////////////////////////////////////////////////////////////////////////= ///////////////////////////// QMFUJAVASCRIPTS FOR AAII.com v2.0 Created by Tony Piscotti on 3/21/2005 Code may not be distributed without consent of the author /////////////////////////////////////////////////////////////////////////= ////////////////////////////// */ /// CATEGORIES POP-UP function terms(url) { = window.open(url,"terms","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dyes,scrollbars=3Dyes,resizable=3Dyes,width=3D500,height=3D540= ,left=3D10,top=3D10"); } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/javascript/pubschedule.js /* /////////////////////////////////////////////////////////////////////////= ///////////////////////////// QMFUJAVASCRIPTS FOR AAII.com v2.0 Created by Tony Piscotti on 3/21/2005 Code may not be distributed without consent of the author /////////////////////////////////////////////////////////////////////////= ////////////////////////////// */ /// CATEGORIES POP-UP function pubsdetail(url) { = window.open(url,"pubsdetail","toolbar=3D0,location=3D0,directories=3D0,st= atus=3D0,menubar=3D0,scrollbars=3Dyes,resizable=3Dyes,width=3D350,height=3D= 500,left=3D10,top=3D10"); } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/javascript/research.js /* /////////////////////////////////////////////////////////////////////////= ///////////////////////////// RESEARCH JAVASCRIPTS FOR AAII.com v2.0 Created by Tony Piscotti on 3/21/2005 Code may not be distributed without consent of the author /////////////////////////////////////////////////////////////////////////= ////////////////////////////// */ /// CATEGORIES POP-UP function portfolioPrintInstr(url) { = window.open(url,"portfolioPrintInstr","toolbar=3D0,location=3D0,directori= es=3D0,status=3D0,menubar=3D0,scrollbars=3Dyes,resizable=3D0,width=3D500,= height=3D500,left=3D10,top=3D10"); } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/javascript/store.js /* /////////////////////////////////////////////////////////////////////////= ///////////////////////////// ON-LINE STOREJAVASCRIPTS FOR AAII.com v2.0 Created by Tony Piscotti on 3/21/2005 Code may not be distributed without consent of the author /////////////////////////////////////////////////////////////////////////= ////////////////////////////// */ function guarantee(url) { link =3D = window.open(url,"Link","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dno,scrollbars=3Dno,resizable=3Dyes,width=3D300,height=3D200,l= eft=3D300,top=3D100"); } function shipping(url) { link =3D = window.open(url,"Link","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dno,scrollbars=3Dno,resizable=3Dno,width=3D300,height=3D220,le= ft=3D300,top=3D20"); } function phone(url) { link =3D = window.open(url,"Link","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dno,scrollbars=3Dno,resizable=3Dno,width=3D300,height=3D220,le= ft=3D300,top=3D20"); } function privacy(url) { link =3D = window.open(url,"Link","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D350,height=3D300,= left=3D200,top=3D20"); } function aboutci(url) { link =3D = window.open(url,"Link","toolbar=3D0,location=3D0,directories=3D0,status=3D= 0,menubar=3Dno,scrollbars=3Dyes,resizable=3Dyes,width=3D510,height=3D450,= left=3D100,top=3D20"); } ------=_NextPart_000_0000_01C9F32F.8A64E3D0 Content-Type: application/octet-stream Content-Transfer-Encoding: quoted-printable Content-Location: http://www.aaii.com/javascript/topnav/TOPNAV_Settings.js code0 =3D 700 code1 =3D 592 code2 =3D 593 code3 =3D 656 code4 =3D 700 code5 =3D 1172 code6 =3D 769 code7 =3D 2894 code8 =3D 3138 sequence =3D '9x44_5' /*------------------------------------------- Colors, Borders, Dividers, and more... --------------------------------------------*/ dqm__sub_menu_width =3D 130 //default sub menu widths dqm__sub_xy =3D "0,0" //default sub x,y coordinates - = defined relative //to the top-left corner of parent image or sub menu =20 dqm__urltarget =3D "_self" //default URL target: _self, _parent, _new, = or "my frame name" dqm__border_width =3D 1 dqm__divider_height =3D 1 dqm__border_color =3D "#000000" //Hex color or 'transparent' dqm__menu_bgcolor =3D "#637DA0" //Hex color or 'transparent' dqm__hl_bgcolor =3D "#99CCFF" =09 dqm__mouse_off_delay =3D 0 //defined in milliseconds (activated after = mouse stops) dqm__nn4_mouse_off_delay =3D 500 //defined in milliseconds (activated = after leaving sub) /*------------------------------------------- Font settings and margins --------------------------------------------*/ =20 //Font settings dqm__textcolor =3D "#FFFFFF" dqm__fontfamily =3D "Arial" //Any available system font =20 dqm__fontsize =3D 11 //Defined with pixel sizing =09 dqm__fontsize_ie4 =3D 9 //Defined with point sizing dqm__textdecoration =3D "normal" //set to: 'normal', or 'underline' dqm__fontweight =3D "bold" //set to: 'normal', or 'bold' dqm__fontstyle =3D "normal" //set to: 'normal', or 'italic' =09 //Rollover font settings dqm__hl_textcolor =3D "#003366" dqm__hl_textdecoration =3D "normal" //set to: 'normal', or 'underline' //Margins and text alignment dqm__text_alignment =3D "left" //set to: 'left', 'center' or 'right' dqm__margin_top =3D 3 dqm__margin_bottom =3D 5 dqm__margin_left =3D 6 dqm__margin_right =3D 6 =20 /*------------------------------------------- Bullet and Icon image library - Unlimited bullet or icon images may be defined below and then associated with any sub menu items within the 'Sub Menu Structure=20 and Text' section of this data file. --------------------------------------------*/ //Relative positioned icon images (flow with sub item text) //If is not a secured page use regular http graphics if( -1 =3D=3D location.href. toLowerCase(). indexOf('https:') ) { dqm__icon_image0 =3D "http://www.aaii.com/images/nav/bullet.gif" dqm__icon_rollover0 =3D "http://www.aaii.com/images/nav/bullet2.gif" dqm__icon_image_wh0 =3D "13,8" } //If is secured a page use https graphics if( -1 =3D=3D location.href. toLowerCase(). indexOf('http:') ) { dqm__icon_image0 =3D "https://www.aaii.com/images/nav/bullet.gif" dqm__icon_rollover0 =3D "https://www.aaii.com/images/nav/bullet2.gif" dqm__icon_image_wh0 =3D "13,8" } //Absolute positioned icon images (coordinate poitioned) dqm__2nd_icon_image0 =3D "sample_images/arrow.gif" dqm__2nd_icon_rollover0 =3D "sample_images/arrow.gif" dqm__2nd_icon_image_wh0 =3D "13,10" dqm__2nd_icon_image_xy0 =3D "0,4" /*--------------------------------------------- Optional Status Bar Text -----------------------------------------------*/ dqm__show_urls_statusbar =3D false =20 //dqm__status_text0 =3D "Sample text - Main Menu Item 0" //dqm__status_text1 =3D "Sample text - Main Menu Item 1" //dqm__status_text1_0 =3D "Sample text - Main Menu Item 1, Sub Item 0"=09 //dqm__status_text1_0 =3D "Sample text - Main Menu Item 1, Sub Item 1"=09 /*------------------------------------------- Internet Explorer Transition Effects --------------------------------------------*/ //Options include - none | fade | pixelate |iris | slide | = gradientwipe | checkerboard | radialwipe | randombars | randomdissolve = |stretch dqm__sub_menu_effect =3D "fade" dqm__sub_item_effect =3D "gradientwipe" //Define the effect duration in seconds below. =20 dqm__sub_menu_effect_duration =3D .1 dqm__sub_item_effect_duration =3D .1 //Specific settings for various transitions. dqm__effect_pixelate_maxsqare =3D 25 dqm__effect_iris_irisstyle =3D "CIRCLE" //CROSS, CIRCLE, PLUS, SQUARE, = or STAR dqm__effect_checkerboard_squaresx =3D 14 dqm__effect_checkerboard_squaresY =3D 14 dqm__effect_checkerboard_direction =3D "RIGHT" //UP, DOWN, LEFT, RIGHT //Opacity and drop shadows. dqm__sub_menu_opacity =3D 100 //1 to 100 dqm__dropshadow_color =3D "none" //Hex color value or 'none' dqm__dropshadow_offx =3D 0 //drop shadow width dqm__dropshadow_offy =3D 0 //drop shadow height /*------------------------------------------- Browser Bug fixes and Workarounds --------------------------------------------*/ //Mac offset fixes, adjust until sub menus position correctly. =20 dqm__ie4mac_offset_X =3D -8 dqm__ie4mac_offset_Y =3D -50 //Netscape 4 resize bug workaround. dqm__nn4_reaload_after_resize =3D true dqm__nn4_resize_prompt_user =3D false dqm__nn4_resize_prompt_message =3D "To reinitialize the navigation menu = please click the 'Reload' button." =20 //Opera 5 & 6, set to true if the menu is the only item on the HTML = page. dqm__use_opera_div_detect_fix =3D true //Pre-defined sub menu item heights for the Espial Escape browser. dqm__escape_item_height =3D 20 dqm__escape_item_height0_0 =3D 70 dqm__escape_item_height0_1 =3D 70 /*--------------------------------------------- Exposed menu events ----------------------------------------------*/ //Reference additional onload statements here. //dqm__onload_code =3D "alert('custom function - onload')" //The 'X' indicates the index number of the sub menu group or item. //The 'X_X' indicates the index number of the sub menu item. dqm__showmenu_codeX =3D "status =3D 'custom show menu function call - = menu0'" dqm__hidemenu_codeX =3D "status =3D 'custom hide menu function call - = menu0'" dqm__clickitem_codeX_X =3D "alert('custom Function - Menu Item 0_0')" /*--------------------------------------------- Specific Sub Menu Settings ----------------------------------------------*/ //The following settings may be defined for specific sub menu = groups. //The 'X' represents the index number of the sub menu group. dqm__border_widthX =3D 10; dqm__divider_heightX =3D 5; =09 dqm__border_colorX =3D "#0000ff"; =20 dqm__menu_bgcolorX =3D "#ff0000" dqm__hl_bgcolorX =3D "#00ff00" dqm__hl_textcolorX =3D "#ff0000" dqm__text_alignmentX =3D "left" //The following settings may be defined for specific sub menu items. //The 'X_X' represents the index number of the sub menu item. dqm__hl_subdescX_X =3D "custom highlight text" dqm__urltarget2_9 =3D "_new" dqm__urltarget6_9 =3D "_new" =09 /************************************************************************= ********************** *************************************************************************= ********************* Main Menu Rollover Images and Links =20 *************************************************************************= ********************* *************************************************************************= *********************/ //Main Menu Item 0 dqm__rollover_image0 =3D "/images/nav/store_over.gif" dqm__rollover_wh0 =3D "130,25" dqm__url0 =3D "/store/"; =20 //Main Menu Item 1 dqm__rollover_image1 =3D "/images/nav/invbas_on3.gif" dqm__rollover_wh1 =3D "132,25" dqm__url1 =3D "/basics/"; //Main Menu Item 2 dqm__rollover_image2 =3D "/images/nav/stocks_on3.gif"=20 dqm__rollover_wh2 =3D "82,25" dqm__url2 =3D "/stocks/"; =20 =09 //Main Menu Item 3 dqm__rollover_image3 =3D "/images/nav/bonds_on3.gif"=20 dqm__rollover_wh3 =3D "74,25" dqm__url3 =3D "/bonds/"; =09 =09 =09 //Main Menu Item 4 dqm__rollover_image4 =3D "/images/nav/etfs_on.gif"=20 dqm__rollover_wh4 =3D "116,25" dqm__url4 =3D "/mfunds/"; =20 =09 =09 //Main Menu Item 5 dqm__rollover_image5 =3D "/images/nav/discussion_on3.gif" dqm__rollover_wh5 =3D "124,25" dqm__url5 =3D "/discussions/boards/"; =20 =09 =09 //Main Menu Item 6 dqm__rollover_image6 =3D "/images/nav/research_on3.gif"=20 dqm__rollover_wh6 =3D "102,25" dqm__url6 =3D "/research/"; =20 =09 =20 /************************************************************************= ********************** *************************************************************************= ********************* Sub Menu Structure and Text =20 *************************************************************************= ********************* *************************************************************************= *********************/ =20 //Sub Menu 0 //dqm__sub_xy0 =3D "-118,25" //dqm__sub_menu_width0 =3D 130 //dqm__subdesc0_0 =3D "Sub Link 1" //dqm__subdesc0_1 =3D "Sub Link 2" //dqm__icon_index0_0 =3D 0 //dqm__icon_index0_1 =3D 0 //dqm__url0_0 =3D "#" //dqm__url0_1 =3D "#" //Sub Menu 1 dqm__sub_xy1 =3D "-131,25" dqm__sub_menu_width1 =3D 160 dqm__subdesc1_0 =3D "Investing Basics Home" dqm__subdesc1_1 =3D "Lifetime Strategy" dqm__subdesc1_2 =3D "First Investments" dqm__subdesc1_3 =3D "Glossary" dqm__subdesc1_4 =3D "FAQs" dqm__subdesc1_5 =3D "Guides" dqm__subdesc1_6 =3D "Classroom" dqm__subdesc1_7 =3D "More..." =09 dqm__icon_index1_0 =3D 0 dqm__icon_index1_1 =3D 0 dqm__icon_index1_2 =3D 0 dqm__icon_index1_3 =3D 0 dqm__icon_index1_4 =3D 0 dqm__icon_index1_5 =3D 0 dqm__icon_index1_6 =3D 0 dqm__icon_index1_7 =3D 0 dqm__url1_0 =3D "/basics/" dqm__url1_1 =3D "/guides/lts/" dqm__url1_2 =3D "/Includes/DisplayArticle.cfm?Article_Id=3D1378" dqm__url1_3 =3D "/glossary/investingbasics.cfm" dqm__url1_4 =3D "/faqs/investingbasics.cfm" dqm__url1_5 =3D "/guides/" dqm__url1_6 =3D "/classroom/" dqm__url1_7 =3D "/basics/" =09 =09 //Sub Menu 2 dqm__sub_xy2 =3D "-81,25" dqm__sub_menu_width2 =3D 185 =09 dqm__subdesc2_0 =3D "Stocks Home" dqm__subdesc2_1 =3D "Shadow Stock Portfolio" dqm__subdesc2_2 =3D "Stock Screens" dqm__subdesc2_3 =3D "DRPs" dqm__subdesc2_4 =3D "Glossary" dqm__subdesc2_5 =3D "FAQs" dqm__subdesc2_6 =3D "Guides" dqm__subdesc2_7 =3D "Classroom" dqm__subdesc2_8 =3D "Stock Investor Pro

" dqm__subdesc2_9 =3D "Stock Superstars Report

" dqm__subdesc2_10 =3D "More..." =09 dqm__icon_index2_0 =3D 0 dqm__icon_index2_1 =3D 0 dqm__icon_index2_2 =3D 0 dqm__icon_index2_3 =3D 0 dqm__icon_index2_4 =3D 0 dqm__icon_index2_5 =3D 0 dqm__icon_index2_6 =3D 0 dqm__icon_index2_7 =3D 0 dqm__icon_index2_8 =3D 0 dqm__icon_index2_9 =3D 0 dqm__icon_index2_10 =3D 0 dqm__url2_0 =3D "/stocks/" dqm__url2_1 =3D "/aaiiportfolios/stockportfolio/" dqm__url2_2 =3D "/stockscreens/" dqm__url2_3 =3D "/guides/drps/" dqm__url2_4 =3D "/glossary/stocks.cfm" dqm__url2_5 =3D "/faqs/stocks.cfm" dqm__url2_6 =3D "/guides/" dqm__url2_7 =3D "/classroom/" dqm__url2_8 =3D "/stockinvestor/" dqm__url2_9 =3D "http://www.stocksuperstars.com" dqm__url2_10 =3D "/stocks/" =20 //Sub Menu 3 dqm__sub_xy3 =3D "-73,25" dqm__sub_menu_width3 =3D 185 =09 dqm__subdesc3_0 =3D "Bonds Home" dqm__subdesc3_1 =3D "Glossary" =20 dqm__subdesc3_2 =3D "FAQs" =20 dqm__subdesc3_3 =3D "Guides" dqm__subdesc3_4 =3D "Classroom" dqm__subdesc3_5 =3D "More..." =09 dqm__icon_index3_0 =3D 0 dqm__icon_index3_1 =3D 0 dqm__icon_index3_2 =3D 0 dqm__icon_index3_3 =3D 0 dqm__icon_index3_4 =3D 0 dqm__icon_index3_5 =3D 0 =09 dqm__url3_0 =3D "/bonds/" dqm__url3_1 =3D "/glossary/bonds.cfm" dqm__url3_2 =3D "/faqs/bonds.cfm" dqm__url3_3 =3D "/guides/" dqm__url3_4 =3D "/classroom/" dqm__url3_5 =3D "/bonds/" =09 =09 =09 //Sub Menu 4 dqm__sub_xy4 =3D "-115,25" dqm__sub_menu_width4 =3D 170 =09 dqm__subdesc4_0 =3D "Funds/ETFs Home" dqm__subdesc4_1 =3D "AAII's Fund Portfolio" dqm__subdesc4_2 =3D "Exchange-Traded Funds" dqm__subdesc4_3 =3D "Glossary" dqm__subdesc4_4 =3D "FAQs" dqm__subdesc4_5 =3D "Guides" dqm__subdesc4_6 =3D "Classroom" dqm__subdesc4_7 =3D "Mutual Fund Update

" dqm__subdesc4_8 =3D "More..." =09 dqm__icon_index4_0 =3D 0 dqm__icon_index4_1 =3D 0 dqm__icon_index4_2 =3D 0 dqm__icon_index4_3 =3D 0 dqm__icon_index4_4 =3D 0 dqm__icon_index4_5 =3D 0 dqm__icon_index4_6 =3D 0=09 dqm__icon_index4_7 =3D 0 dqm__icon_index4_8 =3D 0 =09 dqm__url4_0 =3D "/mfunds/" dqm__url4_1 =3D "/aaiiportfolios/fundportfolio/" dqm__url4_2 =3D "/guides/etfs/" dqm__url4_3 =3D "/glossary/mutualfunds.cfm" dqm__url4_4 =3D "/faqs/mutualfunds.cfm" dqm__url4_5 =3D "/guides/" dqm__url4_6 =3D "/classroom/" dqm__url4_7 =3D "/qmfu/" dqm__url4_8 =3D "/mfunds/" =09 =09 //Sub Menu 5 dqm__sub_xy5 =3D "-139,25" dqm__sub_menu_width5 =3D 170 =09 =09 =09 =09 //Sub Menu 6 dqm__sub_xy6 =3D "-184,25" dqm__sub_menu_width6 =3D 185 =09 dqm__subdesc6_0 =3D "Research Home" dqm__subdesc6_1 =3D "My Portfolio" dqm__subdesc6_2 =3D "Investor Surveys" dqm__subdesc6_3 =3D "AAII Stock Screens" dqm__subdesc6_4 =3D "Mutual Fund Portfolio" dqm__subdesc6_5 =3D "Shadow Stock Portfolio" dqm__subdesc6_6 =3D "Stock Investor Pro

" dqm__subdesc6_7 =3D "Stock Superstars Report

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My = Portfolio

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AAII Feature=20 Article

Reach Your Retirement = Goals By=20 Following 10 Basic Personal Finance Axioms

Site=20 Registration | Join = AAII=20 | Commen= ts=20 (6)

What's the key to making good = personal=20 finance and investment choices? It isn't necessary to=20 understand the inner workings of the securities = markets or the=20 mathematical economies underlying investment theory.=20

Instead, let AAII's 10 axioms of effective = investing=20 provide the critical cornerstone for guiding your = investment=20 philosophy and your personal finance decision making = process.=20 This will ensure that you meet the universal goal of = creating=20 financial wealth for retirement.

"AAII = Members=20 Praise
Our Portfolio Returns"

For only = $29 you=20 can receive unbiased investment guidance = and=20 education plus access to our Shadow Stock=20 Portfolio. Its 10-year annual return is=20 significantly greater than that of the = S&P=20 500.

Unfortunately, these personal finance principles = are easier=20 to understand than to implement. For many individuals, = it is=20 easier to plan to save and invest next month rather = than to=20 begin immediately. However, visualizing the peace of = mind and=20 security that comes with maintaining a disciplined, = successful=20 savings program can help you get started.

Personal Finance Axiom #1: = Start now,=20 not later.

By investing early, you are using the greatest tool = available to an investor-the power of compounding, = where=20 invested money grows exponentially, not algebraically. =

Consider two young investors, both age 35 and both = of whom=20 want to retire at age 70; therefore, each has a = 35-year=20 investment horizon. They both also have a personal = finance=20 goal of accumulating $1 million by retirement. But = they have=20 devised different strategies for attaining that goal: =

Investor A will invest $4,500 annually for the = first 10=20 years, and then will save no more during years 11 = through=20 35; the total investment dollars committed are = $45,000.=20
Investor B will postpone any investing until = after the=20 first 10 years, but then will invest $4,500 a year = for the=20 next 25 years; his total investment commitment is = $112,500.=20

Figure=20 1.

CLICK=20 ON IMAGE TO
SEE FULL SIZE.=20 =

Let's assume that both earn 11% annually on their = savings.=20 Where do the two investors stand at age 70? Investor A = will=20 realize his goal=E2=80=94by age 70, he will have = $1,022,293, even=20 though he actually put away money for only 10 years. = Poor=20 Investor B, however, does not reach his personal = finance=20 goal=E2=80=94he has only $514,860 at age 70, even = though he invested=20 two and one-half times that of Investor A. He simply = started=20 too late.

You can see even more clearly the effect of = compounding on=20 ultimate retirement value by examining the graph in Figure 1, which shows the amount = that would=20 be accumulated by investing an initial amount of = $1,000 over a=20 35-year period. By reviewing the graph, you can see = the=20 exponential nature of compounding-that is, the graphed = line=20 representing the amount saved increases at an = increasing rate,=20 especially in the later years.

The basic personal finance principle: START NOW, = NOT LATER.=20

Personal Finance Axiom #2: = Set=20 reasonable savings goals, then live below your means. =

Being frugal should be the cornerstone of any = personal=20 finance plan. Those individuals who gain financial=20 independence do so by budgeting, controlling expenses = and=20 saving a reasonable portion of their income. They = value thrift=20 and discipline. They understand that the keys to being = a=20 successful investor are having a smart personal = finance plan=20 and adopting an attitude of conservation and = stewardship. The=20 route to financial independence is a slow accumulation = of=20 wealth versus a fantasy of get-rich-quick investing. =

The key to wealth accumulation is to set reasonable = savings=20 goals and then to "pay yourself first" by setting = aside that=20 savings amount with each paycheck you receive. Each = time you=20 get a pay raise, increase your monthly savings by an = amount=20 with which you are comfortable.

The amount you save need not be large, but if you = pay=20 yourself first each time you receive a paycheck, the = magic of=20 compounding will help you build wealth.

Personal Finance Axiom #3: = Know what=20 to expect based on a long history of investor=20 experiences.

When developing any personal finance plan, there = are many=20 places where individuals can and should invest. What = rates of=20 return should you expect? The word "expect" is = important here,=20 because seldom do investments provide us with the = exact rate=20 of return we thought they would. Therefore, looking at = average=20 rates of return over long periods of time is extremely = helpful=20 in setting expectations.

Table=20 1 reports the rates of return, as well as how much = $1=20 would have grown to, for four different types of = investments,=20 as well as the inflation rate, from 1926 through 2006. =

You can see from the table that stock investors = have fared=20 much better in the past decades than other investors. = But it=20 was not without considerable uncertainty as to what = could=20 happen. This is illustrated by the volatility figure = that=20 appears in the last column of Table=20 1. This volatility figure indicates the amount by = which=20 actual returns each year varied around the average; = the=20 greater the variation, the greater the risk.

The annual returns of small stocks varied the most, = while=20 the returns of large-company stocks came in a close = second;=20 both of these areas also produced the highest returns = over the=20 long term. The annual returns of Treasury bills varied = the=20 least, and at the same time they produced the lowest = returns.=20

You can see from Table=20 1 that rewards tend to go hand-in-hand with = risk=E2=80=94managing=20 the risk/return relationship will be crucial to the = success of=20 your personal finance plan.

Personal Finance Axiom #4: = Manage risk=20 wisely=E2=80=94it cannot be avoided.

Investment risk has two important components: = volatility=20 risk and inflation risk.

Volatility risk is the risk that actual returns = vary=20 compared to expected returns over time; in general, = higher=20 returns go hand-in-hand with greater volatility risk. =

Inflation risk relates to a loss in purchasing = power=20 through general price inflation. For example, from the = inflation rate in Table=20 1 you can see that between January 1, 1926, and = December=20 31, 2006, the dollar lost more than 90% of its = purchasing=20 power. At the end of 2006 it took $11 to purchase a = basket of=20 goods similar to what could have been purchased for $1 = at the=20 beginning of 1926.

While you cannot eliminate either volatility risk = or=20 inflation risk in your personal finance plan, you can = minimize=20 both by understanding the nature of investment risk = and=20 selecting investments suitable for your investment = time=20 horizon. For shorter-term time horizons, volatility = risk is=20 more of a concern; for longer-term time horizons, = inflation=20 risk becomes a greater concern.

For this reason, money invested for short-term = personal=20 finance needs should be invested differently than = money=20 earmarked as part of your long-term plans. The common = error=20 among many individuals who are saving for retirement = is to=20 reduce their average earning rate significantly, and = thus=20 their accumulated savings, by attempting to avoid = short-term=20 earnings volatility. This approach exposes their = personal=20 finance plan fully to inflation risk.

For short-term investment periods, the returns from = stocks=20 are clearly more volatile (or risky) than from = Treasury bills=20 or bonds. However, for longer-term holding periods, = the=20 returns from stocks are both less risky and higher = than for=20 bonds after adjusting for inflation.

Personal Finance Axiom #5: = Diversify,=20 diversify, diversify.

Portfolios should be diversified at all levels. By=20 allocating among the major asset categories (stocks, = bonds and=20 cash), you minimize the two kinds of investment risk = that we=20 identified in Axiom 4.

As part of your personal finance plan, risk can = further be=20 reduced by diversifying within those asset categories. = For=20 example, a stock portfolio should be built by = investing in the=20 common stock of firms in different industries. Buy = only "good=20 quality" firms that will have an increasing demand for = their=20 products. Set a goal of 15 to 20 different industries. = Broad-based mutual funds offer significant = diversification=20 benefits to investors in all asset categories. A solid = investment vehicle for the investor who wants to = diversify=20 broadly without attempting to purchase individual = stocks is to=20 purchase shares in a market index mutual fund, with = low=20 management fees. In particular, a single share of an = S&P=20 500 index fund is widely diversified and represents = the equity=20 market nicely.

Average
Annual
Return
(%)

TABLE 1. = Historical Returns=20 for Various Asset Classes (1926-2006)

Growth
of $1
($) Volatility*
(%)

Large-Company = Stocks 9,077 10.4 20.1

Small-Company = Stocks 15,922 12.7 32.7

Long-Term = Government=20 Bonds 72 5.4 9.2

Treasury = Bills 19 3.7 3.1

Inflation 11 3.0 4.3

*As = measured by=20 standard deviation, which is the amount by which = actual=20 returns varied around the average; the greater = the=20 standard deviation, the greater the volatility.=20
Source: Ibbotson Associates.=20

Personal Finance Axiom #6: = Maintain a=20 long-term perspective=E2=80=94over time, the stock = market rewards the=20 patient investor.

If investors are rewarded for assuming some kinds = of risk,=20 then why would you not always invest in common stocks, = rather=20 than in other securities, such as bonds?

The answer relates to the length of time you are = willing=20 and able to wait for returns. An investor in common = stocks=20 must often wait longer to earn the higher returns than = those=20 provided by bonds=E2=80=94maybe as long as five to 10 = years. In Table=20 1, we observed a lot more volatility in the annual = returns=20 of stocks than in the returns of bonds or Treasury = bills.

What if an individual invested in a portfolio of=20 large-company stocks for five years or even 15 years? = For=20 large-company common stocks, the average rate of = return for=20 the last 81 years was 10.4%, as shown in Table=20 1. However, the best year was a fantastic 54.0% = return,=20 while in the worst year it was a loss of 43.3%. But if = you=20 look at all of the five-year investment periods from = 1926=20 through 2006 (1926-1931, 1927-1932, etc.), the best = return=20 would have been reduced to 28.6% and the worst return = would=20 not have been so drastic as before, only losing 12.5%. = As you=20 extend the investment horizon, the variability in the = returns=20 continues to decline. Yet the average return overall = is still=20 10.4%. Thus, an investor will have maintained the same = return=20 on average, but reduced the year-to-year fluctuations = by=20 holding investments over longer time periods.

Patience is a virtue, even when investing. In the = world of=20 personal finance, the market rewards patience.

Personal Finance Axiom #7: = Avoid the=20 temptation to time investments based on what = you=E2=80=94or the=20 experts=E2=80=94"expect" the overall market to do. =

Frequently, you hear an economist or a financial = consultant=20 in the news making projections about the financial = markets.=20 However, investors, even the professionals, do not = have some=20 "super vision" when it comes to knowing the direction = of the=20 markets. If they did, implementing a sound personal = finance=20 plan would be easy and everybody would be a = millionaire!

One study of large U.S. pension plans found that = deciding=20 when to get in and out of the market had little impact = on the=20 relative performance of the pension funds. The = researchers=20 estimated that market timing accounted for less than = 2% of the=20 variation explaining the relative performance of the = different=20 investment managers. This study, along with others, = indicates=20 that you simply cannot consistently identify the best = time to=20 invest.

When carrying out your personal finance plan, you = cannot=20 expect to do better by "timing" investments than if = you=20 routinely invest each and every month because the = market moves=20 in fits and starts. Missing the few good days because = you are=20 out of the market can seriously reduce your return. =

Therefore, don't worry about timing your = investments,=20 instead just make regular investing a part of your = personal=20 finance plan, and always be cautious when listening to = all the=20 "experts."

Personal Finance Axiom #8: = Know what=20 you are paying for and don't pay for what you don't=20 receive=E2=80=94avoid loads, commissions, and = expensive investment=20 advice.

Brokers, distributors and others charge a = commission for=20 putting you into mutual funds that, on average, = perform below=20 other available funds. Most load (commission) funds = will also=20 charge you a distribution fee (the shareholder is = forced to=20 give up income to pay brokers and distributors for = selling=20 shares to new shareholders).

Funds that charge these kinds of loads and fees do = not=20 necessarily have higher returns. In fact, none of = those=20 charges go to those who are actually managing the = portfolio,=20 so you are not paying extra for any kind of management = expertise. Why should you pay more in continuing = expenses to=20 receive returns that are not necessarily = better=E2=80=94particularly=20 since your bottom line return is reduced by those = expenses? As=20 part of your personal finance plan, you should always = seek out=20 no-load funds and low brokerage commissions.

Personal Finance Axiom #9: = Beware of=20 the experts and "hot hands."

You may be surprised to know that you can do better = than=20 the professional money managers most of the time. Over = several=20 time periods of 10 years, an investment in a S&P = index=20 fund outperformed the great majority of the actively = managed=20 stock funds.

Individual stocks are fine, but require = considerable time=20 and expertise. Finding a good mutual fund for = long-term=20 investing takes less time and effort and reasonable = success=20 can be expected if you do not talk or listen to = commissioned=20 brokers.

As part of your personal finance plan, stick with = mutual=20 funds that have a high (four or five) Morningstar = rating, no=20 12b-1 (distribution) fee, low expense ratios, no = commission,=20 low turnover, and have an experienced portfolio = manager.=20

Personal Finance Axiom #10: = Don't pay=20 taxes unless unavoidable and then pay them later, not=20 sooner.

The simplest way for an investor to defer or avoid = taxes is=20 through a 401(k) retirement plan, which is available = for most=20 corporate employees. Additional tax-favored plans = include=20 regular IRAs, Roth IRAs, SEPs, and Keogh plans.

Money saved outside of tax-favored retirement plans = receives more favorable tax treatment if it is = invested in=20 common stocks than in bonds or bank savings accounts = or CDs.=20 Increases in the value of common stocks due to a = company's=20 retention of earnings are not taxed until the stock is = sold,=20 which can result in the deferral of federal income tax = for=20 many years. In addition, long-term gains on the sale = of common=20 stock are typically taxed at lower rates than ordinary = income.=20

In contrast, interest income from the ownership of = bonds,=20 savings accounts, and CDs is taxed at ordinary tax = rates at=20 the time of receipt, which is normally annually. The=20 combination of federal income taxes and inflation = sometimes=20 operates to produce a loss in purchasing power to an = investor=20 even while an investor is receiving interest = income.

The ramifications of paying taxes on your = investments=20 should play an important role in how you structure and = implement your personal financial plan.

=C2=A9 2009 Individual = Investor=20

Article = Library:=20 AAII's "Open" Collection of Investment Articles:

Portfolio = Management: It's a Balancing = Act

Basic=20 Truths About Portfolio Management: A Consensus = View=20 Among the Experts

What=20 Different Conditions Will Affect My Asset=20 Allocation?

Personal=20 Finance Library

Reach=20 Your Retirement Goals By Following 10 Personal = Finance=20 Axioms

14=20 Personal Finance Questions

Retirement=20 Planning: Myths and Misconceptions About Life in = Retirement

9=20 Investing Basics Questions

Investing=20 Basics: Starting an Investment Program With = Dollar Cost=20 Averaging

Investing=20 Basics: The First Steps

What=20 Steps You Should Take When Your Stock's Price=20 Falls

16=20 Stock Investing Questions

How=20 Many Mutual Funds Should You Have in Your=20 Portfolio?

14=20 Mutual Fund Questions

Guide=20 to Exchange-Traded Funds

Your = Bond=20 Investing Questions Answered

Bond=20 Investing: Why Bond Prices Go Up and = Down

Investor=20 Classroom: Dividing Your Assets Between Stocks, = Bonds=20 and Cash

Comments

Read = the entire=20 thread.

Charles from Massachusetts=20: Read this article once a month for the rest of = your=20 life!
October 22, 2008 =C2=B7 Report Abuse

Randy from New York=20: Wouldn't it be great if our high schools could = drop a=20 week's worth of material from some course we rarely = or never=20 use again after 12th grade and, in its place, teach = these=20 principles that can mean the difference between = either=20 spending one's life as an economic serf or achieving = financial independence.=20
October 22, 2008 =C2=B7 Report Abuse

Mark from United Kingdom=20: Give it to your children, along with an article = on mean=20 reversion of stock growth to GDP growth
October 23, 2008 =C2=B7 Report Abuse

Marv from California=20: Thank you, for finally helping clarify something = that=20 has bothered me for a long time. For me, *planning* = has=20 meant looking to what might happen in the future. = Then=20 putting in place contingency plans and a main plan.=20 Contingency plans are sets of actions to be taken = when what=20 one thought might happen doesn't. A main plan is a = set of=20 actions to take NOW because of what one thinks will = happen=20 IN THE FUTURE. As near as I can tell, this kind of = planning=20 is anathema to the Financial Planning Community. = Instead,=20 they offer a static blueprint, a way to arrange ones = affairs=20 now, and let come what may. I say a blueprint = because that=20 is how, e.g. a house is built. It is a static and = unchanging=20 arrangement of static and unchanging elements. = Indeed, that=20 is just what axioms are supposed to be. The axioms=20 under-pinning mathematics are just such things. For = now and=20 forever, a + b =3D b + a (Axiom of Commutativity) = and (a+b)+c=20 =3D a+(b+c)... Is that really how a *plan* is = supposed to be?
October 23, 2008 =C2=B7 Report Abuse

Mark from New Jersey=20: This is very good information, I really = appreciate it.
January 7, 2009 =C2=B7 Report=20 Abuse

Click here=20 to view all 6 comments.=20

Add = a=20 = comment

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	Introduction<= /A>=20
	Axiom=20 1=E2=80=94Start now
	Axiom=20 2=E2=80=94Set reasonable savings goals =
	Axiom=20 3=E2=80=94Know what to expect
	Axiom=20 4=E2=80=94Manage risk wisely
	Axiom=20 5=E2=80=94Diversify
	Axiom=20 6=E2=80=94Maintain a long-term perspective =
	Axiom=20 7=E2=80=94Avoid the temptation to time = investments
	Axiom=20 8=E2=80=94Know what you are paying for =
	Axiom=20 9=E2=80=94Beware of the experts
	Axiom=20 10=E2=80=94Try to pay taxes later, not = sooner=20

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Register today and we'll forward you a = valuable=20 report that will change the way you look at = mutual fund=20 investing for the better!=20

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=C2=A9 2009 The=20 American Association of Individual=20 Investors

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